preloadflag = true;

<!--

	var V = navigator.appVersion.substring(0,1);
	var brsr = 0;
	if (V < 4) {
		top.alert("This site uses java to support its major navigation.\n You may have trouble viewing the site");
	} else if (navigator.appName.indexOf("Netscape") > -1) {

	} else if (navigator.appName.indexOf("Explorer") > -1) {
			var T = navigator.appVersion.indexOf("MSIE");
			T += 5;
			V = navigator.appVersion.substring(T,eval(T+1));
	}
	if (navigator.appName.indexOf("Netscape") > -1) {
		brsr = 1;
	} else if (navigator.appName.indexOf("Explorer") > -1) {
		if (V < 5) {

		} else {
			brsr = 2;
		}
	}

//	top.alert(navigator.appVersion +"\n"+ navigator.appName +"\n"+ V +"\n"+ brsr);

function switchEmail (NAME,EMAIL) {
	document.sendform.attn.value = NAME;
	document.sendform.recipient.value = EMAIL;
	document.sendform.dumbattn.value = NAME;
	document.sendform.dumbrecipient.value = EMAIL;
}


function centerPop(page,w,h){

if (w < 1) {
	w = 650
}
if (h < 1) {
	h = 650
}

var width
var height
var leftdist
var topdist
width = screen.width;
height = screen.height;
leftdist = Math.round((width - w) / 2);
topdist = Math.round((height - h) / 2);

gwin = window.open(page,'gwin','width='+ w +',height='+ h +',top='+topdist+',left='+leftdist+',resizable=1,menubar=1,location=0,scrollbars=1,status=1,toolbar=1');
gwin.focus();

}



	function PopWin(HEIGHT,WIDTH,URL) {
		var PopWin = window.open(URL,'PopWin',"width="+ WIDTH +",height="+ HEIGHT +",scrollbars=0,toolbar=0,location=0,directories=0,status=0,menubar=0,resizable=0");
		PopWin.focus()
	}

	function newImage(arg) {
		if (document.images) {
			rslt = new Image();
			rslt.src = arg;
			return rslt;
		}

		//img_on	= newImage("/pics/index_nav/index_con.gif");
		//img_off	= newImage("/pics/index_nav/index_con.gif");
	}

	function resWin(page) {
		var resWin = window.open(page,'resWIn',"width=499,height=333,scrollbars=0,toolbar=1,location=0,directories=0,status=1,menubar=0,resizable=1");
		resWin.open;
	}
	
	function changeImages() {
			for (var i=0; i<changeImages.arguments.length; i+=3) {
				if (brsr == 1) {
				//	top.alert(changeImages.arguments[i+1] +" : "+ changeImages.arguments[i+2]);
					document[changeImages.arguments[i+1]].src = eval(changeImages.arguments[i+2]+".src");
				}
				if (brsr == 2) {
					document[changeImages.arguments[i+1]].src = eval(changeImages.arguments[i+2]+".src");
				}
			}
	}
	function changeImagesStr() {
			for (var i=0; i<changeImagesStr.arguments.length; i+=3) {
				if (brsr == 1) {
						document[changeImagesStr.arguments[i+1]].src = changeImagesStr.arguments[i+2]
				}
				if (brsr == 2) {
					document[changeImagesStr.arguments[i+1]].src = changeImagesStr.arguments[i+2]
				}
			}
	}

	function rollOver (item,state) {
		if (state) {
			changeImages('','i'+item,'i'+item+'_on');
		} else {
			changeImages('','i'+item,'i'+item+'_off');
		}
	}
	
	function setClass() { 
		var args=setClass.arguments;	
		var ston = 0;
		
		if (brsr != 0) {
			for (i = ston; i<(args.length-1); i+=2) {
				var obj = args[i];
				var cls = args[i+1];
				if (brsr == 1 && V >= 5) {
					if (document.getElementById(obj)) {
						document.getElementById(obj).className = cls;
					}
				}
				if (brsr == 2) {
					if (document.all[obj]) {
						document.all[obj].className = cls;
					}
				}
			}
		}
	}

	function showHideLayers() { 
		var args=showHideLayers.arguments;	
		var ston = 1;
		var baser = args[0];
		
		if (brsr != 0) {
			for (i = ston; i<(args.length-1); i+=2) {
				var obj = args[i];
				var vis = args[i+1];	
				if (brsr == 1 && V < 5) {
						if (document.layers[obj]) document.layers[obj].visibility = vis;
				}
				if (brsr == 1 && V >= 5) {
					if (document.getElementById(obj)) {
						document.getElementById(obj).style.visibility = vis;
					}
				}
				if (brsr == 2) {
					if (document.all[obj]) {
						document.all[obj].style.visibility = vis;
					}
				}
			}
		}
	}



	function delayHide() {
			if (t==0) {
					removeall();
					lCount = 0;
			}
			if (t==2) {
					lCount = 0;
			}
			if (t==1) {
					lCount = lCount + 1;
					if (lDelay <= lCount) {
							t = 0;
					}
					if (lDelay >= lCount) {
							setTimeout('delayHide(' + t + ')',pause);
					}
			}
			return false;
	}


	function FR_showHideLayers() { //v3.0
		var args=FR_showHideLayers.arguments;	
		var brsr = 0;
		var ston = 0;
		var baser = 'base';
		if (navigator.appName.indexOf("Netscape") > -1) {
			brsr = 1;
		} else if (navigator.appName.indexOf("Explorer") > -1) {
			if (V < 5) {
				return;			
			}
			brsr = 2;
		}
		var ston = 0;

		if (brsr != 0) {
			for (i = ston; i<(args.length-1); i+=2) {
				var obj = args[i];
				var vis = args[i+1];	
				if (brsr == 1) {
						if (top.frame_body.document.layers[obj]) top.frame_body.document.layers[obj].visibility = vis;
				}
				if (brsr == 2) {
					if (top.frame_body.document.all[obj]) {
						top.frame_body.document.all[obj].style.visibility = vis;
					}
				}
			}
		}
	}
	

function MM_findObj(n, d) { //v3.0
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document); return x;
}
/* Functions that swaps images. */
function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}
function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

/* Functions that handle preload. */
function MM_preloadImages() { //v3.0
 var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
   var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
   if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}



	function UtilityWin(PG) {
		var UtilityWindow = window.open(PG,"UtilityWindow","left=100,top=100,width=470,height=300,toolbar=0,status=auto,menubar=0,scrollbars=auto,resizable=auto");
		UtilityWindow.focus();
	}

	function UtilityClose () {
		opener.reload();
		self.close();
	}

	function HelpWin(PG) {
		var HelpWindow = window.open(PG,"HelpWindow","left=200,top=200,width=470,height=300,toolbar=1,status=1,menubar=0,scrollbars=1,resizable=1");
		HelpWindow.focus();
	}


	function mapWin (FILE) {
		mapWindow = window.open(FILE,"mapWindow","width=765,height=550,toolbar=0,location=0,directories=0,status=1,menubar=1,scrollbars=0,resizable=0");
		mapWindow.focus();
	}


// MORTGAGE CALCULATIONS...
// Vars
// Form = MortgageForm
// Call = compute(x) x=0 or x=1 if using downpercent
// price,rate,downamount[downpercent],numyears,loan,numpayments,
// monthlypayment
	
	function RemoveComma(Text)
{	var pos=Text.indexOf(",");
	while (pos >= 0){
		Text = Text.substring(0, pos) + Text.substring(pos+1, Text.length);
		pos=Text.indexOf(",");
    }
    return CvtNum(Text);
}
function CommaFormat(NumValue)
{   var Result, decimal, pos;
    Result = "";
    NumValue=Math.floor(NumValue + .5);
    NumValue = NumValue.toString()
    while (NumValue.length > 3) {
        Result = "," + NumValue.substring(NumValue.length-3,NumValue.length)+ Result;
        NumValue = NumValue.substring(0,NumValue.length-3)
    }
    Result = NumValue + Result;
    return Result;
}
function CvtNum(Text)
{	if (Text.length == 0) { return 0; }
	else { return parseFloat(Text); }
}
function ValidateNum(Num, defaultvalue)
{	if (Num < 0) { Num=0;}
   if (0 == Num) { Num = defaultvalue; }
	return Num; 
}
function compute(IsItPercField)
{  var mortgage = document.MortgageForm;
   var price, down, perc, numyear, rate, loan, ir, numpayments, payment ;
   price = RemoveComma(mortgage.price.value);
   down = RemoveComma(mortgage.downamount.value);
	perc = RemoveComma(mortgage.downpercent.value);
	numyear = CvtNum(mortgage.numyear.value);
	rate = CvtNum(mortgage.rate.value);
	 	
	price = ValidateNum(price,0);
   down = ValidateNum(down,0);
   perc = ValidateNum(perc,0);
   rate = ValidateNum(rate,8.5);
   numyear = ValidateNum(numyear,30);
   
   if ((0 == down) || (IsItPercField == 1)) { 
		down = Math.floor(price * perc / 100.0);
   } else {
 		perc = Math.floor((down / price) * 100.0);
	}
	
	loan = price-down;
	numpayments = numyear * 12;
	ir = rate / 1200.;
	payment = loan*((ir * Math.pow(1+ir, numpayments)) / ((Math.pow(1+ir, numpayments)) - 1));
      
   mortgage.downpercent.value = perc;
   mortgage.downamount.value = CommaFormat(down);
   mortgage.price.value = CommaFormat(price);
	mortgage.numyear.value = numyear;
	mortgage.rate.value = rate;
	mortgage.loan.value = CommaFormat(loan);
	mortgage.numpayments.value = numpayments;
	mortgage.monthlypayment.value = CommaFormat(payment);
}


// -->